Manager, Credit Risk - Visa Consulting & Analytics

Ettevõte: Visa
Töö iseloom: Full-time

Job Description
VCA team is looking for an individual to join our consulting practice and play a key role developing high impact projects for Visa’s clients in the LAC region with a focus on supporting VCA’s Credit Risk and Fraud vertical. This position will be based in Miami, USA. This potential candidate will be responsible for delivering risk projects (Credit / Authorizations / Fraud). It is expected from the candidate to bring new insights from market trends/former experience in other to enhance current project’s deliverables, analysis and workflow, also address key strategic needs for Visa’s clients including issuers, acquirers and merchants. Play a leadership role for VCA local teams, which she/he will work with. It is very important to have the ability to interact with external partners, internal multidisciplinary teams, with different levels of risk knowledge, to guide and expand the risk practice footprint in the region.
Potential engagements could include underwriting diagnostics, portfolio management diagnostics, authorization optimization strategies, assessments of current risk policies, predictive scores (ML) application / development, implementation roadmaps, optimization of client customer-servicing processes, portfolio’s risk analysis, among others.
 
Essential Functions
Utilize Visa's data and analytic capabilities, technology, and industry expertise to develop, standardized and implement the consulting solutions focused on Risk and Fraud.
Identify relevant market trends by country, based on a deep analysis of payment industry / consumer banking information. Interacting with several internal and external stakeholders for the strategic definition of analysis and initiatives.
Continuously develop and present innovative ideas in order to improve risk practices.
Perform client-specific analysis on portfolio data including proprietary information, such as customer demographics, activity, spend levels, behavioral scores, financial information, among others.
Communicate concepts and the results of the analyses in a clear and effective manner.
Support knowledge transfer to facilitate implementation of recommendations provided.
Document all projects developed and write other documentation as needed. Identify and share best practices for key topics.
Universal acceptance for everyone, everywhere, is not only our brand promise, but also the foundation of our company culture. We foster a feeling of connectedness in the workplace, support diversity of thought, culture and background, fight for important initiatives like Equal Pay and actively work to eliminate unconscious biases that hold us all back.
By leveraging the diverse backgrounds and perspectives of our worldwide teams, Visa is a better place to work and a better business partner to our clients.
This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

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