Credit Manager

Credit Manager - Walsall

£45,000

Main Purpose of Role
To carry out effective credit control and cash collection for the company

Construction / Hire Experience needed

Reporting
The Credit Manager will report to the Finance Director.

Responsibilities & Accountabilities
The Credit Manager has responsibilities as follows:

To ensure that regional management in pursuit of the administration and collection of debt is following company policies and procedures.
To set and constantly review credit limits and ratings in line with third party evidence and current levels of trading and past experience
To ensure Credit Insurance is obtained where appropriate
To ensure all sale documents are produced within the correct period
To produce month end reports and DD Targets within prescribed period
To ensure all payment receipts are posted and allocated correctly.
To assist regional managers and credit controllers in ensuring debtor day targets are achieved
To notify the finance director and regional manager of any high risk or over trading customers and recommend appropriate action to be taken
To manage the companies relationships with external solicitors and in conjunction with them take responsibility for the issuance of legal proceedings and where appropriate deal with appointed receivers/administrators
To initially negotiate Credit Reference and Credit Insurance contracts.
To comply with all Company Health, Safety, Environment and Sustainability activities and requirements.
Key Relationships
The Credit Manager is accountable to the Finance Director for the effective discharge of their responsibilities.

With all directors, regional managers together with the head office credit function
With all customers, legal advisers and any other professional bodies involved in the credit management role.
Objectives

To ensure that company policies and procedures are being followed
To ensure that appropriate risk management is maintained by constantly monitoring customer debt against credit limits and ratings and where necessary taking action in a timely manner
To assist regional management in ensuring debtor day and cash collection targets are achieved